Home Insurance Costs with Deductible Scenarios in Baldwin County, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Baldwin County, AL	$182000	$895	$1,232
Loxley, AL	$149200	$897	$1,234
Baldwin County, AL	$182000	$895	$1,232
Robertsdale, AL	$140800	$618	$850
Northwest Escambia, FL	$157800	$1053	$1,448
Daphne, AL	$217600	$973	$1,338
Fairhope, AL	$225300	$764	$1,051
Bay Minette, AL	$141400	$619	$852
Silverhill, AL	$160700	$933	$1,284
Spanish Fort, AL	$259200	$730	$1,004

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Impact of Coverage Amount on Home Insurance Cost In Baldwin County, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$787
$200,000	$2,030
$300,000	$2,730
$400,000	$3,298
$500,000	$4,221
$750,000 to $1000,000	$4,881
Above $1000,000	$5,772

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Baldwin County, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Baldwin County, AL Average Home Insurance Cost	$1,246.5
State Average Home Insurance Cost	$1,168
Difference Vs national Average	22.5

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Top Homeowners Insurance Companies in Baldwin County, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Cincinnati Insurance	$1,318
Allstate	$1,207

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Baldwin County, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-175	1072
One Claim	+112	1359
Two Claims	+175	1421

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