Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Covington County, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Covington County, AL $96200 $665 $915
River Falls, AL $55400 $484 $666
Kinston, AL $92700 $677 $932
Covington County, AL $96200 $665 $915
Lockhart, AL $49400 $449 $618
Dozier, AL $58300 $501 $690
Andalusia, AL $95300 $578 $796
Babbie, AL $80000 $616 $848
Florala, AL $75600 $594 $817
Opp, AL $92000 $566 $778

Impact of Coverage Amount on Home Insurance Cost In Covington County, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $965
$200,000 $3,045
$300,000 $3,672
$400,000 $4,818
$500,000 $6,167
$750,000 to $1000,000 $7,131
Above $1000,000 $8,432


Covington County, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Covington County, AL Average Home Insurance Cost$926.4
State Average Home Insurance Cost$1,168
Difference Vs national Average-297.6

Top Homeowners Insurance Companies in Covington County, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Cincinnati Insurance $1,318
Farmers $604

Covington County, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -130 797
One Claim +74 1001
Two Claims +111 1038