Home Insurance Costs with Deductible Scenarios in Daphne, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Daphne, AL	$217600	$973	$1,338
Satsuma, AL	$153300	$647	$891
Summerdale, AL	$129500	$829	$1,140
Baldwin County, AL	$182000	$895	$1,232
Robertsdale, AL	$140800	$618	$850
Axis, AL	$118100	$785	$1,081
Silverhill, AL	$160700	$933	$1,284
Spanish Fort, AL	$259200	$730	$1,004
Prichard, AL	$67400	$463	$637
Mobile County, AL	$124500	$753	$1,036

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Impact of Coverage Amount on Home Insurance Cost In Daphne, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$643
$200,000	$1,899
$300,000	$2,408
$400,000	$3,062
$500,000	$3,919
$750,000 to $1000,000	$4,532
Above $1000,000	$5,359

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Daphne, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Daphne, AL Average Home Insurance Cost	$1,354.5
State Average Home Insurance Cost	$1,168
Difference Vs national Average	130.5

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Top Homeowners Insurance Companies in Daphne, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
MetLife	$1,605
Cincinnati Insurance	$1,318
Allstate	$1,207

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Daphne, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-163	1192
One Claim	+68	1422
Two Claims	+176	1531

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