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Home Insurance Costs with Deductible Scenarios in Grand Bay, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Grand Bay, AL $120600 $740 $1,018
Bayou La Batre, AL $125300 $578 $796
Wade, MS $174100 $1093 $1,504
Tillmans Corner, AL $112200 $640 $881
Mobile County, AL $124500 $753 $1,036
Moss Point, MS $89200 $619 $851
Belle Fontaine, AL $107600 $742 $1,022
Theodore, AL $121900 $569 $783
Big Point, MS $186100 $1135 $1,562
Dauphin Island, AL $227500 $1102 $1,517

Impact of Coverage Amount on Home Insurance Cost In Grand Bay, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $748
$200,000 $2,515
$300,000 $3,311
$400,000 $4,212
$500,000 $5,391
$750,000 to $1000,000 $6,234
Above $1000,000 $7,371


Grand Bay, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Grand Bay, AL Average Home Insurance Cost$1,030.44
State Average Home Insurance Cost$1,168
Difference Vs national Average-193.56

Top Homeowners Insurance Companies in Grand Bay, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Cincinnati Insurance $1,318
Farmers $604

Grand Bay, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -144 886
One Claim +93 1123
Two Claims +144 1175