Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Houston County, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Houston County, AL $127100 $763 $1,049
Columbia, AL $69100 $560 $771
Headland-Newville, AL $143400 $624 $859
Bascom, FL $110000 $821 $1,130
Slocomb, AL $81000 $522 $718
Headland, AL $148900 $896 $1,233
Taylor, AL $87500 $653 $898
Avon, AL $104500 $729 $1,004
Jakin, GA $73900 $418 $575
Pinckard, AL $114000 $769 $1,058

Impact of Coverage Amount on Home Insurance Cost In Houston County, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $733
$200,000 $2,651
$300,000 $3,384
$400,000 $4,021
$500,000 $5,147
$750,000 to $1000,000 $5,951
Above $1000,000 $7,037


Houston County, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Houston County, AL Average Home Insurance Cost$1,062.06
State Average Home Insurance Cost$1,168
Difference Vs national Average-161.94

Top Homeowners Insurance Companies in Houston County, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Cincinnati Insurance $1,318
Farmers $604

Houston County, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -149 913
One Claim +96 1158
Two Claims +138 1200