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Home Insurance Costs with Deductible Scenarios in Mobile, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Mobile, AL $114000 $715 $984
Saraland, AL $136200 $606 $835
Tanner Williams, AL $161600 $666 $916
Prichard, AL $67400 $463 $637
Mount Vernon, AL $80100 $617 $849
Tillmans Corner, AL $112200 $640 $881
Semmes, AL $139600 $615 $846
Mobile County, AL $124500 $753 $1,036
Theodore, AL $121900 $569 $783
Cantonment, FL $158300 $950 $1,307

Impact of Coverage Amount on Home Insurance Cost In Mobile, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $793
$200,000 $2,759
$300,000 $3,404
$400,000 $4,418
$500,000 $5,655
$750,000 to $1000,000 $6,539
Above $1000,000 $7,732


Mobile, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Mobile, AL Average Home Insurance Cost$996.03
State Average Home Insurance Cost$1,168
Difference Vs national Average-227.97

Top Homeowners Insurance Companies in Mobile, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Cincinnati Insurance $1,318
Farmers $604

Mobile, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -139 857
One Claim +80 1076
Two Claims +120 1116