Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Mobile County, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Mobile County, AL $124500 $753 $1,036
Mobile County, AL $124500 $753 $1,036
Prichard, AL $67400 $463 $637
Tillmans Corner, AL $112200 $640 $881
Saraland, AL $136200 $606 $835
Chickasaw, AL $79200 $514 $707
Big Point, MS $186100 $1135 $1,562
Spanish Fort, AL $259200 $730 $1,004
Mobile, AL $114000 $715 $984
Daphne, AL $217600 $973 $1,338

Impact of Coverage Amount on Home Insurance Cost In Mobile County, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $854
$200,000 $2,415
$300,000 $3,305
$400,000 $4,250
$500,000 $5,440
$750,000 to $1000,000 $6,290
Above $1000,000 $7,438


Mobile County, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Mobile County, AL Average Home Insurance Cost$1,049.04
State Average Home Insurance Cost$1,168
Difference Vs national Average-174.96

Top Homeowners Insurance Companies in Mobile County, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Allstate $1,207
Farmers $604

Mobile County, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -147 902
One Claim +52 1101
Two Claims +136 1185