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Home Insurance Costs with Deductible Scenarios in Montgomery, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Montgomery, AL $118000 $730 $1,004
Hayneville, AL $60900 $516 $709
Holtville, AL $166600 $951 $1,308
Prattville, AL $157900 $860 $1,183
Coosada, AL $156300 $920 $1,266
Mount Meigs, AL $216100 $720 $991
Pine Level, AL $148100 $893 $1,229
Redland, AL $234900 $1118 $1,538
Elmore County, AL $155300 $853 $1,173
Hope Hull, AL $86600 $545 $749

Impact of Coverage Amount on Home Insurance Cost In Montgomery, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $810
$200,000 $2,699
$300,000 $3,384
$400,000 $4,362
$500,000 $5,583
$750,000 to $1000,000 $6,456
Above $1000,000 $7,634


Montgomery, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Montgomery, AL Average Home Insurance Cost$1,016.49
State Average Home Insurance Cost$1,168
Difference Vs national Average-207.51

Top Homeowners Insurance Companies in Montgomery, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Allstate $1,207
Farmers $604

Montgomery, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -122 895
One Claim +51 1067
Two Claims +142 1159