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Home Insurance Costs with Deductible Scenarios in Montgomery County, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Montgomery County, AL $124100 $752 $1,035
Fitzpatrick, AL $156700 $921 $1,268
Hayneville, AL $60900 $516 $709
Ramer, AL $85700 $644 $886
Montgomery, AL $118000 $730 $1,004
Hope Hull, AL $86600 $545 $749
Shorter, AL $78300 $607 $836
Pike Road, AL $252200 $721 $993
Mount Meigs, AL $216100 $720 $991
Redland, AL $234900 $1118 $1,538

Impact of Coverage Amount on Home Insurance Cost In Montgomery County, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $947
$200,000 $2,413
$300,000 $3,288
$400,000 $4,283
$500,000 $5,482
$750,000 to $1000,000 $6,339
Above $1000,000 $7,495


Montgomery County, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Montgomery County, AL Average Home Insurance Cost$1,047.18
State Average Home Insurance Cost$1,168
Difference Vs national Average-176.82

Top Homeowners Insurance Companies in Montgomery County, AL

Insurance Provider Average Homeowners Insurance Cost($)
MetLife $1,605
Cincinnati Insurance $1,318
Allstate $1,207
Farmers $604

Montgomery County, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -136 911
One Claim +73 1120
Two Claims +147 1194