Home Insurance Costs with Deductible Scenarios in Phenix City, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Phenix City, AL	$117600	$729	$1,002
Chattahoochee County, GA	$81700	$423	$583
Crawford, AL	$143100	$877	$1,206
Columbus East, GA	$109000	$572	$786
Ladonia, AL	$84300	$637	$876
Columbus West, GA	$89400	$490	$675
Russell County, AL	$114700	$718	$988
Columbus North, GA	$190800	$800	$1,101
Muscogee County, GA	$140200	$649	$893
Phenix City, AL	$117600	$729	$1,002

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Impact of Coverage Amount on Home Insurance Cost In Phenix City, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$761
$200,000	$2,543
$300,000	$3,530
$400,000	$4,312
$500,000	$5,519
$750,000 to $1000,000	$6,382
Above $1000,000	$7,546

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Phenix City, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Phenix City, AL Average Home Insurance Cost	$1,014.63
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-209.37

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Top Homeowners Insurance Companies in Phenix City, AL

Insurance Provider	Average Homeowners Insurance Cost($)
USAA	$2,065
Cincinnati Insurance	$1,318
Allstate	$1,207
Farmers	$604

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Phenix City, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-122	893
One Claim	+51	1065
Two Claims	+122	1136

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