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Home Insurance Costs with Deductible Scenarios in Phenix City, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Phenix City, AL $117600 $729 $1,002
Chattahoochee County, GA $81700 $423 $583
Crawford, AL $143100 $877 $1,206
Columbus East, GA $109000 $572 $786
Ladonia, AL $84300 $637 $876
Columbus West, GA $89400 $490 $675
Russell County, AL $114700 $718 $988
Columbus North, GA $190800 $800 $1,101
Muscogee County, GA $140200 $649 $893
Phenix City, AL $117600 $729 $1,002

Impact of Coverage Amount on Home Insurance Cost In Phenix City, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $761
$200,000 $2,543
$300,000 $3,530
$400,000 $4,312
$500,000 $5,519
$750,000 to $1000,000 $6,382
Above $1000,000 $7,546


Phenix City, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Phenix City, AL Average Home Insurance Cost$1,014.63
State Average Home Insurance Cost$1,168
Difference Vs national Average-209.37

Top Homeowners Insurance Companies in Phenix City, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
Cincinnati Insurance $1,318
Allstate $1,207
Farmers $604

Phenix City, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -122 893
One Claim +51 1065
Two Claims +122 1136