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Home Insurance Costs with Deductible Scenarios in Prattville, AL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Prattville, AL $157900 $860 $1,183
Deatsville, AL $151100 $642 $884
Autaugaville, AL $86800 $649 $893
Blue Ridge, AL $261300 $1170 $1,610
Lowndesboro, AL $96500 $694 $955
Marbury, AL $120200 $666 $917
Holtville, AL $166600 $951 $1,308
Millbrook, AL $145700 $629 $866
Pine Level, AL $148100 $893 $1,229
Verbena, AL $81700 $525 $722

Impact of Coverage Amount on Home Insurance Cost In Prattville, AL

Coverage Amount Home Insurance Cost ($)
$100,000 $718
$200,000 $2,261
$300,000 $3,073
$400,000 $3,792
$500,000 $4,854
$750,000 to $1000,000 $5,612
Above $1000,000 $6,636


Prattville, AL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Prattville, AL Average Home Insurance Cost$1,197.84
State Average Home Insurance Cost$1,168
Difference Vs national Average-26.16

Top Homeowners Insurance Companies in Prattville, AL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $2,065
MetLife $1,605
Cincinnati Insurance $1,318
Allstate $1,207

Prattville, AL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -168 1030
One Claim +60 1258
Two Claims +168 1366