Home Insurance Costs with Deductible Scenarios in Smiths Station, AL & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Smiths Station, AL	$146500	$826	$1,137
Smiths Station, AL	$146500	$826	$1,137
Columbus, GA	$140200	$649	$893
Crawford, AL	$143100	$877	$1,206
Beulah, AL	$137800	$611	$840
Phenix City, AL	$117600	$729	$1,002
Valley, AL	$85800	$542	$745
Auburn-Opelika, AL	$167900	$679	$934
Columbus East, GA	$109000	$572	$786
Pine Mountain, GA	$157100	$607	$836

---

Impact of Coverage Amount on Home Insurance Cost In Smiths Station, AL

Coverage Amount	Home Insurance Cost ($)
$100,000	$768
$200,000	$2,325
$300,000	$3,183
$400,000	$3,907
$500,000	$5,001
$750,000 to $1000,000	$5,782
Above $1000,000	$6,837

---

---

Smiths Station, AL Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Smiths Station, AL Average Home Insurance Cost	$1,150.41
State Average Home Insurance Cost	$1,168
Difference Vs national Average	-73.59

---

Top Homeowners Insurance Companies in Smiths Station, AL

Insurance Provider	Average Homeowners Insurance Cost($)
MetLife	$1,605
Cincinnati Insurance	$1,318
Allstate	$1,207
Farmers	$604

---

Smiths Station, AL Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-161	989
One Claim	+104	1254
Two Claims	+150	1300

---